Daily XRP Briefing · 18 Jul 2026 · 4 min

Institutions Buy, Whales Flee & CLARITY Odds Hit 32% | Jul 18

XRP whale transactions collapsed 97% while Goldman Sachs deepens ETF exposure — the on-chain and off-chain signals are pointing in opposite directions. Plus: CLARITY Act odds sink to 32%, retail search interest craters 91%, and the XRP Ledger hits 8 million accounts.

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Institutions Buy, Whales Flee & CLARITY Odds Hit 32% | Jul 18

Audio is available on Spreaker — see link below.

What's covered

Whale Transactions Collapse 97%

XRP's largest holders nearly vanished from the network this week. Transactions above one million dollars fell from seventy to two in a single week.

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CLARITY Act Odds Sink to 32%

The legislative picture is deteriorating fast. Polymarket traders now put the CLARITY Act's odds of passing before year-end at thirty-two percent.

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Retail Search Interest Down 91%

While institutions accumulate, retail has essentially left the building. XRP's Google Trends score sits at nine.

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XRP Ledger 8M Accounts Milestone

One number that doesn't fit the bearish framing: the XRP Ledger Foundation announced eight million activated accounts. That's a milestone for the network's tokenization infrastructure, cross-border payment rails, and emerging AI applications.

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Technical Setup and Key Watchpoints

On price, XRP is trading between one dollar eight and one dollar nine. The key resistance band is one dollar thirteen to one dollar twenty.

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