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GENIUS Act Compliance Crunch, CLARITY Act Senate Odds & XRP's 65% Surge
Audio is available on Spreaker — see link below.
The GENIUS Act is law — now the compliance race begins, with Treasury and OCC targeting final stablecoin rules by late 2026. This episode also breaks down the CLARITY Act's fragile Senate coalition, XRP's 65% weekly surge on ETF inflows, and new payments frameworks from India and the Philippines.
Audio is available on Spreaker — see link below.
The GENIUS Act is now law. Signed July eighteenth, passed with votes of three hundred eight to one hundred twenty-two in the House and sixty-eight to thirty in the Senate.
Which brings us to the CLARITY Act, and its Senate problem. The bill passed the House on July seventeenth with two hundred ninety-four votes.
While regulatory text is still being written, capital is already moving. XRP surged sixty-five percent in a week, breaking one dollar fifty resistance on thirty million dollars in spot ETF inflows across two days.
Away from US crypto, the Reserve Bank of India published its Payments Vision twenty twenty-eight roadmap, covering fraud safeguards, cross-border efficiency, and transaction controls across all digital payment modes through December twenty twenty-eight. The framework positions India as a practical model for emerging markets building next-generation payment rails, particularly on real-time fraud response.
That fraud theme connects directly to what's happening in the Philippines. Maya and HSBC are calling for an open finance framework to unlock credit for thin-file borrowers by connecting fragmented financial records across institutions.
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