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Tabby, Kaiko & WayvePay: Fintech Builds Toward Real Infrastructure
Audio is available on Spreaker — see link below.
Fintech is maturing fast — Tabby's $233M round signals a pivot to regulated credit, S&P Global backs onchain data firm Kaiko, and Nigeria's WayvePay bets on multi-channel banking. Three stories, one structural shift.
Audio is available on Spreaker — see link below.
Tabby just raised two hundred and thirty-three million dollars, and the headline number is almost the least interesting part of the story. The UAE-based buy-now-pay-later firm is now valued at six point five billion dollars.
Shift to a different kind of infrastructure bet. Kaiko, which builds data infrastructure for onchain finance, has extended its Series B to one hundred and ten million dollars.
Nigeria's Bankit has rebranded as WayvePay, and the rebrand carries a specific strategic signal worth reading carefully. The platform launched with AI-powered customer support, transaction monitoring, and a USSD channel.
A broader pattern worth tracking: European fintech funding is up five percent year-to-date, but deal count is down two percent. Average deal size has grown eight percent to twenty-three point eight million dollars.
The through-line across today's stories is actually one theme: fintech maturing from product layer to financial infrastructure. Tabby moving into regulated lending.
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